NÂNG CAO KHẢ NĂNG TIẾP CẬN NGUỒN VỐN NGÂN HÀNG CỦA CÁC DOANH NGHIỆP NHỎ VÀ VỪA TRÊN ĐỊA BÀN TỈNH THANH HÓA THỜI KỲ HẬU COVID-19

Abstract

Small and medium-sized enterprises (SMEs) are enterprises that account for a large number, playing an important role in the socio-economic development of each locality and each country. In order to survive and develop, businesses must find ways to supplement capital in the process of production and business activities. The ability to access loans is one of the factors contributing to improving the competitiveness of SMEs. In the economy, there are many channels to provide capital for SMEs, in which bank credit is one of the important channels, channeling the Government's preferential capital for SMEs. Improving access to bank loans is a necessary solution to further promote the development of SMEs.
This article focuses on analyzing support policies for SMEs in the post-covid-19 period, operational status and accessibility to bank loans of SMEs in Thanh Hoa province, thereby proposing solutions to improve SMEs' access to bank loans.
Keywords: Small and medium-sized enterprises, bank credit, Thanh Hoa province.